Almost £500 million of last minute Christmas spending on 23 December means 2009 has outperformed 2008.
That's according to Barclaycard who say the activity was fuelled by the VAT rise that has now come into effect.
Consumer spending during the final fortnight of December was 2.4 per cent higher than in the same period of 2008.
More than 700,000 card transactions worth £24m were processed on Christmas Day from online shopping.
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